Minneapolis Debt Collection Harassment Attorney
The Fair Debt Collection Practices Act (FDCPA) is a federal law Congress enacted to stop debt collectors from engaging in abusive, deceptive, and unfair debt collection practices.
Under the FDCPA, it is illegal for debt collectors to:
- Call you repeatedly, even if you do not answer the phone
- Call you before 8:00 AM or after 9:00 PM
- Threaten you with violence
- Call you, but not announce who he/she is
- Disclose information about your debts to third parties (including friends, family, neighbors, and co-workers)
- Use abusive language, including profanity and racial slurs
- Contact you after you send written notification that you do not want to be contacted
- Claim to be affiliated with any governmental organization
- Misrepresent the character, amount or legal status of a debt
- Threaten to sue you or garnish your bank account or wages when they have no intention to do so
- Threaten or communicate false credit information
- Use deceptive methods to collect debts
- Tell you that you can be arrested or go to jail if you don’t pay the debt
- Otherwise harass or abuse you
If a debt collector violates the Fair Debt Collection Practices Act the law entitles you to $1,000 and the collector must pay your attorney fees and reimburse any costs of bringing a lawsuit.
Contact me if you believe a debt collector has violated the Fair Debt Collection Practices Act and I will negotiate compensation for you or sue the debt collector and represent you in court, if necessary. I will take your case on a contingent fee basis, which means you owe me nothing unless I am able to recover money for you.
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Areas of Practice
Contact Information
Joshua R. Williams, Attorney at Law
2701 University Avenue SE
Suite 209
Minneapolis, Minnesota 55414
Phone: 612.486.5540
E-mail: jwilliams@jrwilliamslaw.com